Last Updated: June 19, 2026
Welcome to cerulean-aurora. By accessing or using our website (cerulean-aurora.com) and services, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use our website or services.
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to the website. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.
cerulean-aurora provides financial education services, including assessments, consultations, budget design, debt elimination strategies, and investment education programs. All services are educational in nature and are not intended as regulated financial advice.
You must be at least 18 years old to use our services. By using our website and services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into these Terms of Use.
When using our website and services, you agree to:
Our services are educational and informational in nature. They are not intended as professional financial advice, investment advice, tax advice, or legal advice. We do not provide regulated financial planning services and are not licensed financial advisors.
We make no guarantees regarding specific financial outcomes or results. Financial success depends on numerous factors including individual circumstances, economic conditions, personal commitment, and factors beyond our control. Past results of other clients do not guarantee future results for you.
You acknowledge that you are solely responsible for your financial decisions. Any actions you take based on information or strategies provided through our services are at your own risk. We recommend consulting with licensed financial advisors, tax professionals, or legal counsel before making significant financial decisions.
Our services are not a substitute for professional financial advisory services, mental health support for financial anxiety, or legal counsel regarding financial matters.
All content on this website, including text, graphics, logos, images, video, audio, software, and compilation of content, is the property of cerulean-aurora or its content suppliers and is protected by Australian and international copyright laws.
We grant you a limited, non-exclusive, non-transferable license to access and use the website for personal, non-commercial purposes. You may not:
Materials we create specifically for you during service delivery (such as personalized reports and action plans) remain your property. However, the methodologies, frameworks, and templates used retain our intellectual property rights.
Service fees are displayed in Australian Dollars (AUD) and are payable in advance unless otherwise agreed in writing. Prices are subject to change, but changes will not affect services already purchased.
We accept payment via bank transfer, credit card, or other methods as specified during the booking process.
Due to the personalized nature of our services and the time invested in preparation, refunds are handled on a case-by-case basis:
For ongoing services such as Quarterly Financial Health Check, you may cancel at any time. Cancellation takes effect at the end of the current billing period. No refunds are provided for partial periods.
We maintain strict confidentiality regarding your financial information and personal circumstances. Information shared during consultations will not be disclosed to third parties except:
To the maximum extent permitted by law:
cerulean-aurora, its directors, employees, and contractors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, revenue, data, or use, arising from or related to:
Our total liability for any claims arising from or related to our services shall not exceed the amount you paid for the specific service giving rise to the claim.
You agree to indemnify, defend, and hold harmless cerulean-aurora, its directors, employees, and contractors from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from:
Our website may contain links to third-party websites for your convenience. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party sites. You access third-party sites at your own risk.
Your use of our website and services is also governed by our Privacy Policy, which is incorporated into these Terms of Use by reference. Please review our Privacy Policy to understand our data practices.
We reserve the right to suspend or terminate your access to our website and services at any time, without notice, for conduct that we believe:
Upon termination, your right to use the website ceases immediately. Provisions that by their nature should survive termination (including intellectual property rights, disclaimers, and limitations of liability) shall survive.
These Terms of Use are governed by the laws of Western Australia and the Commonwealth of Australia. You agree to submit to the exclusive jurisdiction of the courts located in Perth, Western Australia.
Before initiating formal legal proceedings, you agree to contact us in good faith to attempt to resolve any dispute informally. We will make reasonable efforts to resolve the matter amicably.
Nothing in these Terms of Use excludes, restricts, or modifies any guarantee, condition, warranty, right, or remedy implied or imposed by the Australian Consumer Law or any other legislation which cannot lawfully be excluded, restricted, or modified.
We shall not be liable for any failure to perform our obligations under these terms due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemics, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.
If any provision of these Terms of Use is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
These Terms of Use, together with our Privacy Policy and any written service agreements, constitute the entire agreement between you and cerulean-aurora regarding your use of our website and services, superseding any prior agreements.
Our failure to enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative.
If you have questions about these Terms of Use, please contact us:
cerulean-aurora
Level 4, 127 St Georges Terrace
Perth WA 6000, Australia
Email: [email protected]